Direct Responsibilities
Collaborate with Relationship Managers and Front Officers to:
- Gather appropriate client information to be able to present and mitigate risks.
- Spread financial statements, propose an appropriate counterparty rating and facility recovery rate using the Bank's internal systems.
- Deliver a complete, synthetic and coherent up-to-date counterparty and credit risk analysis, based on facts and compliant with the Bank's guidelines.
- Complete Credit Proposals enabling the Credit Committee to make an informed decision.
- Support the Relationship Manager / Front Officer in credit process-related matters within own scope.
- Portfolio monitoring (follow-up of financial covenants, risks alert, core data checks).
- Keep updated with credit methodologies and policies.
- Share information and develop industry intelligence.
- Presentation of Credit Proposals to local Credit Committees.
- Meet clients jointly with Relationship Managers, when and where possible, to deepen the understanding of a credit.
- Participation in discussions on potential deals.
- Participation in projects linked to improving credit process efficiency.
- To contribute to any other portfolio or credit administrative and statistical works as required by management from time to time
- In-depth credit knowledge of large local Vietnamese corporates
- Good command of written and oral English and Vietnamese
- At least 3 years of experience in credit/financial analysis
- At least Bachelor of Commerce/Accounting/Finance
- CFA/CPA preferred
Primary Location
VN-65-Ho Chi Minh City
Job Type
Contractor/ Via Agency
Job
RISK
Education Level
Bachelor Degree or equivalent ( = 3 years)
Experience Level
At least 3 years
